Image

Raise Your Score. Unlock Better Financing.

Premium Credit Repair & Business Credit Enhancement—for Serious Consumers

Premium Credit Enhancement Company LLC helps you remove negative items, build strong business credit profiles, and position you for approvals on cars, homes, cards, and capital—without guessing what lenders want to see.

Average client sees score improvements in as little as 45–90 days with consistent engagement.

See What We Can Remove & Build

Answer a few questions and get a tailored roadmap for your personal and business credit.

Secure & confidential • No impact to your current score

Our clients have secured approvals with many leading lenders and financial institutions.

LogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogo

The Problem

Bad Credit Quietly Taxes Every Part of Your Life

High interest rates, security deposits, denials, and low funding limits all trace back to the same root cause: a weak personal or business credit profile. DIY disputes and generic “credit sweep” templates rarely move the needle—and can even get you flagged.

You deserve a strategic partner that understands lender criteria and disputes the right way—while building positive trade lines that tell banks you’re a low‑risk borrower.

With Premium Credit Enhancement You Can:

Remove Harmful Items

Target collections, charge‑offs, late payments, inquiries, repossessions, and more through compliant, data‑driven disputes.

Build True Business Credit

Structure your LLC, EIN, and trade lines so your business can qualify for cards, vehicles, and vendor accounts in its own name.

Qualify for Better Approvals

Position yourself for lower interest rates, higher limits, and faster approvals on homes, autos, credit lines, and more.

Get Ongoing Guidance

Stay plugged in with progress reports, education, and one‑on‑one support so you never wonder what to do next.

Simple, Transparent Process

How Premium Credit Enhancement Works

We combine precise credit analysis, compliant disputes, and strategic business credit building into one seamless experience.

Step 1: Deep Credit Audit

We review your personal and (if available) business credit reports across all bureaus, identify errors, compliance issues, and fast‑impact opportunities.

Step 2: Strategic Disputes

We craft custom, compliant dispute letters and sequences—not generic templates—to challenge inaccurate, outdated, and unverifiable items.

Step 3: Build & Scale Credit

We guide you through adding positive tradelines, optimized utilization, and structured business credit so your profile keeps getting stronger over time.

Most clients start seeing changes in 45–90 days depending on the complexity of their reports and their participation in the process.

What We Do For You

Full‑Service Credit Repair & Business Credit Enhancement

Instead of piecing together random tactics, you get an integrated strategy that addresses both your personal and business credit ecosystems.

Key service components include:

  • Tri‑bureau personal credit report analysis
  • Custom dispute letters & sequencing
  • Student loan, charge‑off, and collection strategies
  • Inquiry, late payment, and repossession challenges
  • Business entity & compliance review
  • Vendor, store, and revolving business credit setup
  • Funding‑ready profile preparation

Client Results

Real People, Real Credit Transformations

While every profile is different and no specific result can be guaranteed, our clients consistently report meaningful score increases and new approvals when they follow the plan.

“My scores went from the low 500s to over 680 in under six months. I was able to refinance my auto loan and get approved for my first rewards card.”

— Tasha, Atlanta GA

“They didn’t just dispute items—they helped me set up my LLC and start building business credit. Now my company has its own gas cards and vendor accounts.”

— Marcus, Dallas TX

“I used to be embarrassed to apply for anything. Now I’m in the mid‑700s, and I just closed on my first home. Premium Credit Enhancement guided me step by step.”

— Danielle, Charlotte NC

Results vary and are not guaranteed. We do not offer legal advice and we do not promise specific deletions, score increases, or approvals.

Service Packages

Choose the Package That Matches Your Credit Goals

All packages include a full credit audit, custom dispute strategy, and ongoing support. No long‑term contracts—just transparent service.

Essential Credit Repair

Perfect if you need to clean up past issues and start rebuilding.
Full personal credit audit (all 3 bureaus)
 
Custom dispute letters for inaccurate negative items
 
Monthly dispute rounds for active items
 
Basic credit education & budgeting guidance
 
Progress tracking dashboard access
 
$99
/ month

 Business Starter

Our most popular package for entrepreneurs and side‑hustlers.

Everything in Essential Credit Repair
 
Priority dispute processing & escalations
 

Business entity & compliance Setup + review

 
Starter vendor & store trade line blueprint
 
Utilization & limits optimization plan
 

Corporate Email and Web Domain Setup

 

3 Months Credit Monitoring 

 
$1,497
Best Value

Business Growth 

Designed for serious Entrepreneurs and Business Professionals 

Everything in Essential Credit & Business Starter

 

Advanced business credit profile build‑out 

 
Funding‑ready personal + business credit profile strategy
 
Application timing & sequencing guidance
 
1:1 strategic planning session
 
Dedicated client success specialist
 

6 Months Credit Monitoring 

 
$2,997
Complete Start-Up

Setup fees and ongoing monthly service charges may apply depending on your situation. Book a free credit review call to get exact pricing for your profile.

Questions, Answered

Frequently Asked Questions

How long does credit repair take?

It depends on your current reports and goals. Many clients begin to see changes within 45–90 days, but complex files and serious derogatory items can take longer. We recommend planning for at least 4–6 months of consistent work for meaningful, lasting improvement.

Can you guarantee specific score increases or deletions?

No ethical credit repair or credit enhancement company can guarantee a specific score increase, item deletion, or approval. We follow federal and state regulations, dispute inaccurate information, and provide education and strategy—but the bureaus and creditors ultimately control reporting outcomes.

Will your services hurt my credit?

Legitimate credit repair does not hurt your credit. We do not add unnecessary inquiries or suggest anything that violates regulations. Our goal is to remove inaccurate negative information and help you build a healthier profile over time.

What’s the difference between personal and business credit enhancement?

Personal credit focuses on your Social Security‑based consumer profile, while business credit is built on your EIN and company. We help ensure your business entity is set up correctly, then guide you through building trade lines so your company can access funding separate from your personal credit—where applicable.

Do you pull my credit or provide monitoring?

We typically have you enroll in a low‑cost credit monitoring service so you maintain full control and visibility. We’ll walk you through which provider to use during your onboarding so we can review your reports together.

Take Control of Your Credit Today

Start Your Free Credit Review with Premium Credit Enhancement

Share a few details and we’ll map out a personalized plan to repair your personal credit, enhance your business credit, and position you for better approvals—without pressure or obligation.

By submitting this form, you agree to be contacted by Premium Credit Enhancement Company LLC by phone, email, or text. Standard messaging rates may apply.

Image

Premium Credit Enhancement Company LLC

Dedicated to helping individuals and consumers repair their credit, build strong business credit profiles, and unlock access to better financial opportunities.

Compliance & Disclosures
We are not a law firm, do not provide legal advice, and do not guarantee specific credit outcomes. All services comply with applicable federal and state credit repair regulations.

© 2026 Premium Credit Enhancement Company LLC. All rights reserved.